About AffilReviews360

AffilReviews360 compares consumer services — online banks, internet and mobile plans, insurance, software subscriptions — using the documents their providers publish and are bound by. It is an independent editorial publication, produced in Quebec by InnovE-Tech Solutions inc.

Why this site exists

Comparing a bank account or a mobile plan ought to be simple. It isn’t: prices hide in footnotes, terms change without warning, and most comparison sites rank offers by what those offers pay them — without ever saying so.

We take the opposite approach. Rather than asking you to take our word for it, we show you what we relied on: the provider’s fee schedule, its terms of service, its entry in the official registries — as of a date we print on the page. A rating the reader cannot reproduce isn’t worth much.

What we are, and what we are not

We do not field-test these services. We open no accounts, we subscribe to nothing, and we report no lived experience. Our assessment is documentary: it covers what the provider writes, charges and commits to. See how we evaluate.

We are not a broker, an adviser, or an intermediary registered with the Autorité des marchés financiers. Our analyses are informational: they are not financial, insurance or legal advice tailored to your situation. For a decision that puts your money at stake, consult a registered professional.

Our sections

Five sections are open, but only one publishes today — we would rather say so plainly than advertise a catalogue that does not exist.

SectionServices trackedStatus
Canadian digital banks17Live
Travel11In preparation
Internet & mobile (Quebec)12In preparation
Software & productivity10In preparation
Car & home insurance (Quebec)8In preparation

Who writes

AffilReviews360 is run by one person, Philippe Martin, founder of InnovE-Tech Solutions inc. Software agents handle monitoring, document collection and draft preparation; no analysis is published without human review and sign-off, one at a time. That is what sets our publishing pace: slow, and deliberately so. The full division of labour is on the Our Team page.

How we are funded

The site is intended to be funded through affiliate links: if a reader signs up for a service through one of our links, the provider may pay us a commission at no extra cost to the reader. As of today, no affiliate partnership is active; applications are under review. When a link starts earning a commission, it will be flagged on the page that carries it.

A commission never moves a rating: the scoring grid is applied before any affiliate programme is approached, no provider reviews an analysis before it goes out, and no rating is revised at a partner’s request. See our affiliate disclosure and editorial policy.

Get in touch

An error in an analysis: corrections@affilreviews360.com — we fix it and note the correction on the page concerned.
Press: presse@affilreviews360.com
Everything else: contact@affilreviews360.com