Disclaimer

Nature of Published Content

The reviews, comparisons, and articles published on AR360 — Finance are editorial analyses based on public data and the experience of our team and external contributors. They do NOT constitute personalized financial advice under any circumstances. The website is neither a broker nor a registered financial advisor with the Autorité des marchés financiers (AMF). Users remain solely responsible for their financial decisions and are encouraged to consult a registered financial advisor before making any significant financial decision.

Rapid Evolution of Neobank Market

Neobanks regularly modify their fees, interest rates, admission requirements, and referral programs. Our reviews are re-verified at least every 3 months. The “[Verified on YYYY-MM-DD]” marker at the top of each review indicates the date of the last verification. If more than 3 months have elapsed, an automatic banner alerts readers to potential obsolescence. Readers are encouraged to verify current features on the official neobank website before making any commitment.

Limitation of Liability

InnovE-Tech Solutions cannot be held responsible for any direct or indirect damage resulting from the use of a neobank featured on the website. No guarantee is provided regarding the permanent accuracy, completeness, or relevance of published information. Each neobank’s service contract takes precedence between the end user and that neobank. Decisions made by users based on information from the website are their sole responsibility.

AMF Compliance and Recourse

The website complies with AMF requirements regarding editorial transparency. For any complaint concerning a neobank or financial service mentioned: first contact the establishment’s internal complaints department. In case of failure: Autorité des marchés financiers (AMF), 1-877-525-0337, lautorite.qc.ca. Also consult our AMF Disclosure page for more details about our transparency obligations.

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Some recommendations include affiliate links (see our Affiliate Disclosure page). Their presence never compromises our commitment to editorial independence. We maintain rigorous standards of independent analysis regardless of any potential affiliate revenue.

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Neobanks process user-entered data according to their own privacy policies. Users must consult these policies before opening any account. AR360 — Finance does not hold or process personal information transmitted directly to neobanks through the website’s links.

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To report factual errors: corrections@finance.affilreviews360.com. Any identified error will be corrected promptly, with the correction date indicated at the top of the relevant page. We commit to maintaining a high level of accuracy in our content.