Purpose
These terms of use govern access to and use of the website finance.affilreviews360.com operated by InnovE-Tech Solutions. Any browsing of this site implies full acceptance of the provisions of these terms. By accessing this site, you acknowledge that you have read, understood and accepted these terms without restriction.
Site Access
Access to the site is provided free of charge to the user. InnovE-Tech Solutions reserves the right to temporarily interrupt access to the site to perform maintenance work, updates or technical improvements. These interruptions may occur without prior notice and do not give rise to any compensation. The service remains available according to technical availability and the inherent constraints of internet operation.
Content Nature
The reviews, comparisons and articles published on the site are editorial opinions based on the analysis of publicly available data at the time of writing. These contents are strictly informative and do not constitute personalized financial advice in any way. The site AR360 — Finance is neither a broker nor a financial advisor registered with the Autorité des marchés financiers du Québec (AMF — Quebec’s financial markets authority).
The user remains solely responsible for their decisions regarding account opening, investment or subscription to a financial service presented on the site. Before making any personal decision concerning a financial product or service, it is strongly recommended to consult a financial advisor registered with the AMF.
Limitation of Liability
InnovE-Tech Solutions cannot be held responsible for any direct or indirect damage resulting from the use of a neobank or financial service presented on the site. No guarantee is provided regarding the permanent accuracy of the information published, as fees, rates and conditions of neobanks may change rapidly without notice. The data presented are verified at the time of publication but may become outdated between the time of consultation and the user’s decision-making. Please see our Disclaimer page for more details on this limitation of liability.
Links to Third-Party Sites and Affiliate Links
The site may contain hyperlinks redirecting to websites operated by third parties, including neobanks and financial institutions. These links are provided for informational purposes. The site may also include affiliate links in accordance with our affiliate disclosure policy. Once redirected to a third-party site, the privacy policies and terms of use of the visited site operator prevail. InnovE-Tech Solutions exercises no control over the content of these external sites.
Intellectual Property
All content published on the site, including texts, graphics, logos, images and layouts, is protected by Quebec and Canadian intellectual property laws. Any reproduction, representation or distribution of the content without prior written authorization from the site operator is prohibited. Brief quotations for educational, journalistic or critical purposes are permitted provided that the source is explicitly attributed and the content is used fairly.
Expected User Behavior
The user undertakes to use the site reasonably and in accordance with accepted practices. Any automated use of the site, particularly through massive scraping techniques or scripts designed to extract data, is prohibited without prior written authorization. It is strictly forbidden to attempt illegal contact with the server, bypass technical protection measures or interfere with the normal operation of the site. In comment areas, the user must respect other users and avoid defamatory, offensive or public order-violating statements.
Modification of Terms
InnovE-Tech Solutions reserves the right to modify these terms of use at any time. Modifications take effect immediately upon posting on the site. The current version of the terms is that available at the time the user visits the site. It is recommended to regularly review this page to stay informed of any changes made.
Applicable Law and Jurisdiction
These terms of use are governed by the laws in force in the province of Quebec and applicable Canadian laws. Any dispute relating to the interpretation, execution or validity of these terms shall be submitted to the exclusive jurisdiction of the courts of Montreal, Quebec, Canada. If any provision of these terms is deemed invalid or unenforceable, the other provisions shall remain fully effective.