This page sets out who decides what appears on AffilReviews360, what our ratings rest on, and what can never influence them. It binds the site’s publisher, InnovE-Tech Solutions inc. (Quebec, Canada).
What we publish, and on what basis
We compare consumer services — online banks, internet and mobile plans, insurance, software subscriptions — using the documents their providers publish and are bound by. Our assessment is documentary: see how we evaluate.
We do not field-test these services. We open no accounts, we subscribe to nothing, and we report no lived experience. A claim the reader cannot reproduce has no place in our pages.
How we choose the services we assess
The choice starts from the market, not from providers: we list the services actually offered to the audience concerned — Quebec and Canada for regulated sectors — and keep those a reader is likely to compare. No provider can buy a place in a comparison, or obtain coverage by asking for it.
We announce no publishing schedule. Every analysis waits for human review of its French text, one at a time; that is why so few pages are published, and we would rather write it down than promise a timetable we could not keep.
What cannot influence a rating
- An affiliate commission, current or hoped for: the scoring grid is applied before any programme is approached.
- A request from a provider. None of them reviews an analysis before publication, and no rating is revised because it displeases.
- Buying advertising space: the site sells none.
- The order of a ranking, which follows the weighted score and nothing else.
How we are funded
The site is intended to be funded through affiliate links: if a reader signs up for a service through one of our links, the provider may pay us a commission at no extra cost to the reader.
Sponsored content
We publish no sponsored content, and no page on this site has been paid for by a third party. Should that change, such content would carry an explicit notice at the top of the page and would be excluded from any editorial selection or comparison.
How we use artificial intelligence
Our reviews are written with the help of artificial intelligence tools. A language model prepares the first draft from the evidence we have collected: the provider’s official pages (pricing, terms, help articles), downloaded and dated. A second model reviews the draft and flags any claim that no evidence supports. The model also proposes the scores, using the grid published on the How we evaluate page; the publisher sets them by signing.
These tools publish nothing. Every French review is read and signed by the publisher, Philippe Martin, for InnovE-Tech Solutions inc., who is accountable for it. Any claim that no evidence supports is removed. Unless the page says otherwise, the service was not tested: the assessment is documentary. The full division of labour is on the Our Team page.
The English version is a machine translation. It is published only if an automated check finds no discrepancy in figures, names or dates against the signed French text. It is not read in full by a person. The images in our reviews are templates; none is AI-generated. The narration in our videos is a synthetic voice.
Corrections
Report a factual error to corrections@affilreviews360.com. A confirmed error is corrected, and the correction is noted on the page concerned, with its date. We do not amend a page silently.
Re-examination
Every analysis is revisited at a set interval — 90 days for financial services, 120 for travel, 180 for the other sections — or sooner if the provider changes its prices or terms. If a change moves the score, the score moves.
Conflicts of interest
Philippe Martin, who signs the analyses, holds no stake in any provider assessed on our sites and receives no payment from one. Should such a situation arise, it would be made public and the service concerned would stop being covered for as long as it lasted. The same rule will apply to any outside contributor.
Who answers for this policy
Publication director: Philippe Martin, for InnovE-Tech Solutions inc., 35 Chemin Boisé, Brownsburg-Chatham (QC) J8G 1G6, Canada. Any question about this policy: contact@affilreviews360.com.