7.9/10 Our Verdict Questrade is the benchmark online broker in Canada for self-directed investors: fees among the lowest on the market, CIPF protection up to $1M and a complete product range, despite French-language support that could be improved. With commission-free ETF purchases and stock trading fees capped at $9.95, Questrade offers a pricing structure that…
8.2/10 Our Verdict The Wealthsimple chequing account (formerly Wealthsimple Cash) has no monthly fees or foreign exchange fees, reimburses ATM fees and extends CDIC protection up to $1M through member institutions; its highest rates, however, require significant assets at Wealthsimple or a direct deposit. The Wealthsimple chequing account earns an overall score of 8.2/10. It…
8.2/10 Our Verdict The Scotia Passport Visa Infinite offers the complete absence of foreign exchange fees and comprehensive travel insurance coverage. With its $150 annual fee offset from $6,000 in spending abroad thanks to the elimination of conversion fees (standard 2.5%), the Scotia Passport Visa Infinite stands out clearly in the Canadian Visa Infinite category….
8.0/10 Our Verdict Disnat is the benchmark broker for French-speaking Quebec investors, offering unique integration with the Desjardins ecosystem, exemplary deposit protection, and fully French-language support. Disnat is the brokerage subsidiary of Desjardins, a cooperative institution with more than $400 billion in assets; Disnat stands out for exceptional financial strength and saver protection: potential dual…
8.1/10 Our Verdict Tangerine offers direct CDIC coverage through a Schedule I bank and the most complete support in our comparison, with an extensive banking range. Its app is reliable but less modern, and its regular rates depend on promotions. Tangerine stands out for its federal bank structure regulated by OSFI and CDIC insurance up…
8.1/10 Our Verdict Simplii Financial scores 8.1/10: a neobank backed by CIBC, a no-fee account, CDIC coverage up to $100,000, and branch support, but a less modern app and average regular rates. Simplii Financial is a division of CIBC operating under a federal charter, which gives it CDIC coverage up to $100,000 per category under…
